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Should Expats in Switzerland Open a Pillar 3a Account? - Finance Monthly | Personal Finance. Money. Investing
Moving to Switzerland comes with many financial advantages, but also with a pension system that can feel complex. Beyond the state pension (AVS) and the occupational pension (LPP), there is a third layer called the pillar 3a or tied pension. This voluntary retirement savings scheme is one of the most…
Hidden Costs of Nursing Home Neglect on Families and Caregivers - Finance Monthly | Personal Finance. Money. Investing
Every family is hoping for and expecting safe and dignified care for their loved ones when they have to place them in a nursing home. If anything goes wrong, if neglect in care occurs, it causes immense damage. More than just medical bills. Such damage can also impact your daily…
Top Education App Developers for Android & iOS Platforms - Finance Monthly | Personal Finance. Money. Investing
Mobile learning has become one of the fastest-growing segments in EdTech. From interactive classrooms to AI-driven tutoring apps, students now expect intuitive, reliable, and engaging platforms right on their phones. For schools, startups, and enterprises, the choice of development partner is critical - an experienced team can turn a concept…
What is Futures Trading & How does it work? - Finance Monthly | Personal Finance. Money. Investing
Futures trading is gaining momentum and attracting more investors who want flexibility, portfolio diversification, and tools to manage market volatility. Global futures volumes are on the rise, reflecting a surge in interest among both individual and professional traders. But what is futures trading, and how exactly does it work? This…
Government-Mandated Auto Insurance Discount for Seniors - Finance Monthly | Personal Finance. Money. Investing
I’ve been sitting across desks and phone lines with drivers for more than twenty years, and if there’s one thing that never changes, it’s this—when people retire, their paychecks shrink, but their insurance bills somehow don’t. One gentleman in Virginia said it best: “I’ve been behind the wheel longer than…
The Future of Psychic Work in an AI-Driven World - Finance Monthly | Personal Finance. Money. Investing
Everything in life has changed with the rise of technology, including the use of artificial intelligence. AI is changing the way that we do everything, from creating art online to the way that we shop. The algorithms on different websites tell us what we should be looking for, or show…
Don't Risk It: Lack of Maritime Safety Training can sink your business - Finance Monthly | Personal Finance. Money. Investing
Safety training costs money, but not having it costs much more. This article breaks down the six critical ways that investing in maritime safety training is one of the soundest decisions you can make. 1) OSHA fines are expensive OSHA can fine you $16,550 for each serious safety violation in…
How to use bridging loans to your best advantage - Finance Monthly | Personal Finance. Money. Investing
A bridging loan is a short-term financial tool. It helps you ‘bridge’ a financial gap until you can arrange a more permanent funding solution. These loans are secured against an asset, such as a property or land. People value them for their speed and flexibility, which makes them ideal for…
Top 5 Best Trading Platforms for Stocks in 2025 - Finance Monthly | Personal Finance. Money. Investing
Starting your investment journey means choosing the right trading platform — an often overwhelming task given the sheer number of options available. Many platforms promise top features and seamless experiences, but what truly matters is finding one that fits your needs. When selecting a trading platform, it's important to evaluate…
How to Build a Capex Plan for Kitchen Upgrades - Finance Monthly | Personal Finance. Money. Investing
Upgrading your kitchen requires careful planning. Without a clear capital expenditure (Capex) plan, costs can spiral out of control. You’ll need to map every expense, all while staying realistic about ROI and depreciation. How do you decide between leasing and buying? What are the key cost categories you shouldn’t overlook?…
Inside Chiliz Chain: How Enterprise-Grade Tokenisation Scales Fan Engagement - Finance Monthly | Personal Finance. Money. Investing
Tokenization is moving from pilot to production in sports and entertainment. This guide breaks down how Chiliz Chain enables fan engagement at enterprise scale, what “enterprise-grade” means in practice, and where CTOs, CMOs, and partnership teams can start. Why tokenization now? Sports and media brands are under pressure to turn…
Top Factors to Consider When Comparing Health Insurance Plans - Finance Monthly | Personal Finance. Money. Investing
Selecting the appropriate health insurance policy is a vital decision that can go a long way in determining your financial stability and access to quality healthcare. Since there are many options available in the market, it is essential that you know the main factors when comparing health insurance plans. An…
Who Inherited Prince's Money: The Six-Year, $156 Million Legal Battle Explained - Finance Monthly | Personal Finance. Money. Investing
The global shock following the death of Prince Rogers Nelson in April 2016 was quickly followed by a second revelation that seemed almost unbelievable: the fiercely private and meticulous musical genius had left no will. This single omission triggered a chaotic, six-year legal war to control his massive fortune. The…
5 Ways Your Business Website Is Secretly Losing You Money - Finance Monthly | Personal Finance. Money. Investing
Your website should be your hardest-working employee, but it's a silent drain on the balance sheet for many businesses, leaking revenue through flaws hidden in plain sight. This guide exposes the five most common ways your website secretly costs you a fortune and introduces the expert solutions that can turn…