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Fresh Design Blog | UK Homes and Interiors Blog
01.04.2025
You know you should rollover your old retirement account to an IRA. But do you know how to do it, and avoid pitfalls (and penalties)?
18.03.2025
When filing your tax return, certain refundable tax credits are more valuable than the more common, non-refundable credits.
11.03.2025
Fact about your retirement plan that you may or may not be aware of. Things to consider as you take action to participate.
Financial blogger and author Grant Sabatier's new book comes out today: "Inner Entrepreneur: A Proven Path to Profit and Peace"
27.02.2025
Check out YouBots.ai – A suite of advanced, powerful marketing tools for small businesses - powered by AI!
25.02.2025
When leaving an employer, conventional wisdom suggests that you also rollover your 401(k) plan to an IRA. Not always the best call, though.
19.02.2025
Distributions from Roth IRAs must follow a specific set of ordering rules so that the taxation (or non-taxation) is correct.
If you're working while receiving Social Security benefits, depending on your income you may be giving up some of the benefit, short term.
A way to help fight inflation and cut down your grocery bill at the same time! Without having to stop buying the products that you love.
03.02.2025
Some important information from the IRS about scams being run via email, text, social media, and other forms of communication.
29.01.2025
Two tricks to keeping better tabs on your credit card purchases - including getting a new card every year (!) and setting up alerts!
21.01.2025
If you've ever wondered what the 72t early distribution is, this article will give you the basics, including methods of accomplishing it.
15.01.2025
Giving away Jordan's new book: The Purpose Code - How to unlock meaning, maximize happiness, and leave a lasting legacy.
14.01.2025
A discussion of factors to consider while deciding when to file for Social Security benefits, factoring in age and other components.
08.01.2025
A fun conversation about money at the coffee shop. Including banking systems, saving money, and the outrageous expenses of dating!
07.01.2025
Congress made a move recently to eliminate the WEP and GPO provisions from Social Security benefit calculations.
31.12.2024
A Roth Conversion strategy may be a very helpful way to generate a tax-efficient legacy for your heirs, while reducing the overall cost.
24.12.2024
Explanation of how Net Unrealized Appreciation (NUA) works for a 401(k) or other workplace retirement account.
17.12.2024
Depending on your income and other factors, you many not need to file a tax return. However, in some cases you may want to file anyhow.
11.12.2024
Giving out my favorite domain names for a donation to my Community Fund! MoneyLatte.com, PFChat.com, DebtDrop,org and more.
03.12.2024
Completion of the discussion about Social Security Survivor Benefits, including eligibility by other non-spouse beneficiaries.
Basics of the Social Security Survivor benefit. This article lays the foundation for understanding this confusing aspect of Social Security.
27.11.2024
The easiest way to increase your wealth is to decrease your needs.
26.11.2024
An IRA could be useful to restrict certain inherent rights that are required within qualified retirement plans covered by ERISA.
12.11.2024
An easy way to accomplish a goal - big or small: Spend 10 minutes a day on it, for 2 years! It equates to 7,300 mins or 122 hours!
Further explanation of the tenets behind the Social Security Spousal Benefit provision for clarification and better understanding.
05.11.2024
Introducing the age 55 exception for a withdrawal from a 401(k) plan. Penalty free, with some restrictions applied.
29.10.2024
A good reminder to check your automatic subscriptions! You're probably paying for stuff you no longer need or want (or use!!).
22.10.2024
Things to consider with an inherited 401(k) plan - such as, you can convert the plan to a Roth IRA, enjoying tax-free withdrawals afterward.
17.10.2024
A bunch of life lessons and quotes relating to yoga AND personal finance! Inspired by Rachel Brathen aka Yoga Girl.
You have a decision to make when it comes to taking RMDs from your IRAs. You're allowed to take them all from one, or one from all.
08.10.2024
Should you rollover that old retirement plan? In many cases, it makes a lot of sense. But not in all cases, of course.
01.10.2024
Freezing your credit is free, easy to do, and can save you a lot of time and frustration. Spend under 15 mins and get it done!
17.09.2024
An IRA distribution can be used to reduce or eliminate those pesky quarterly estimated tax payments. See how.
Giving away copies of new financial books that have been published by the personal finance community lately!
03.09.2024
Is there a way to use the prohibited transaction rules for IRAs in your favor? Hypothetically, there seems to be.
#1. Never go cold turkey! #2: Don’t assume all your friends will be available. #3. Don’t over-schedule your days. Leave time for flow!
27.08.2024
Do you know what due diligence is for claiming credits on your income tax return? If you use a preparer, you can bet he or she does.
17.08.2024
Challenge Mode activated, baby! Break out of those bad habits and re-install better ones!
23.07.2024
What should you expect when you owe money to the IRS? There are many options you can use to pay the tax - and it must be paid.