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Fresh Design Blog | UK Homes and Interiors Blog
12.11.2024
An easy way to accomplish a goal - big or small: Spend 10 minutes a day on it, for 2 years! It equates to 7,300 mins or 122 hours!
Further explanation of the tenets behind the Social Security Spousal Benefit provision for clarification and better understanding.
05.11.2024
Introducing the age 55 exception for a withdrawal from a 401(k) plan. Penalty free, with some restrictions applied.
29.10.2024
A good reminder to check your automatic subscriptions! You're probably paying for stuff you no longer need or want (or use!!).
22.10.2024
Things to consider with an inherited 401(k) plan - such as, you can convert the plan to a Roth IRA, enjoying tax-free withdrawals afterward.
17.10.2024
You have a decision to make when it comes to taking RMDs from your IRAs. You're allowed to take them all from one, or one from all.
A bunch of life lessons and quotes relating to yoga AND personal finance! Inspired by Rachel Brathen aka Yoga Girl.
08.10.2024
Should you rollover that old retirement plan? In many cases, it makes a lot of sense. But not in all cases, of course.
01.10.2024
Freezing your credit is free, easy to do, and can save you a lot of time and frustration. Spend under 15 mins and get it done!
17.09.2024
An IRA distribution can be used to reduce or eliminate those pesky quarterly estimated tax payments. See how.
Giving away copies of new financial books that have been published by the personal finance community lately!
03.09.2024
#1. Never go cold turkey! #2: Don’t assume all your friends will be available. #3. Don’t over-schedule your days. Leave time for flow!
Is there a way to use the prohibited transaction rules for IRAs in your favor? Hypothetically, there seems to be.
27.08.2024
Do you know what due diligence is for claiming credits on your income tax return? If you use a preparer, you can bet he or she does.
17.08.2024
Challenge Mode activated, baby! Break out of those bad habits and re-install better ones!
23.07.2024
What should you expect when you owe money to the IRS? There are many options you can use to pay the tax - and it must be paid.
16.07.2024
A taxable account can be an important component of your overall saving strategy. The tax savings can be very useful in the long run.
09.07.2024
FRA has adjusted, why haven't there been other age adjustments for Social Security benefits? Leaving them alone works in the system's favor.
02.07.2024
It's possible to separate the cream from the coffee - making a tax-free Roth conversion from mixed contribution IRA.
25.06.2024
There is a way to leave your IRA eventually to a charity, but first provide some funds to your family, and save taxes to boot - the CRT.
11.06.2024
It's a great idea to contribute to a Roth IRA for your child. It's not a good idea to invent income in order to make the contribution, though.
04.06.2024
Understanding the Roth Conversion of previous non-deductible IRA contributions. Also known as the Back Door Roth contribution.
28.05.2024
How can you determine what your Social Security benefit may be if you're not filing at your FRA? You have your PIA, but now what?
21.05.2024
When moving funds from a 401(k) plan to an IRA or to another qualified plan, a direct rollover solves some potential problems.
14.05.2024
Naming your spouse beneficiary of your IRA provides the most flexibility and tax benefits of all other options, hands down.
07.05.2024
You might think you're simplifying things by naming your estate as the beneficiary of your IRA - but you're probably wrong.
09.04.2024
Certain caregiver costs can be included as medical expenses for iteming your deductions on Schedule A for your tax return.
02.04.2024
Is there a way to use your IRA funds to invest in your new startup business? As a matter of fact, there is! Just read on...
26.03.2024
It's best to decide on a long-term plan that definitely reaches your goal, and then stick to that plan no matter what befalls you.
19.03.2024
Survivor benefits are a confusing topic, but that's not unusual. It can be complicated to calculate the benefit, but the rules are easy.
05.03.2024
Did you know you can have tax withheld from a distribution from an IRA without having to recognize income from the IRA?
20.02.2024
If you need help dealing with the IRS, the Taxpayer Advocacy Service may be just the ticket. They're really your only friend at the IRS.
17.02.2024
A poem prompted by Jordan at The Wealth Letters on what I think being wealthy means.... HINT: Freedom!!
13.02.2024
Did you know that you may be allowed to take distributions from your IRA in-kind? That includes Required Minimum Distributions (RMDs).
07.02.2024
Just a few facts you should know about the IRS penalties that may apply to you if you do not file or do not pay your taxes.
23.01.2024
You have coverage for Social Security Disability benefits for a period of time after you have left full-time employment.
16.01.2024
What are the options for an individual who inherits an IRA from their late spouse? This is the most flexible type of beneficiary of an IRA.
09.01.2024
When you have a loss due to a federally-declared disaster, you may be eligible to deduct some or all of your loss on your tax return.
05.01.2024
Check it out: IMetYouToday.com!
27.12.2023
If you have a SOSEPP and you break it, chances are it's going to cost you. There can be cases where you might be forgiven, but not many.