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My Passive Income and Life Goals Update (March 2025) - Lazy Man and Money
It’s weird to publish March’s report when April is more than half over, but here we are. That shows you how far behind I am. When we finished March, the first quarter of the year was over. By the time you are reading this, you have to be around 30% of the way to achieving […]
Are You (Money) Smarter than a Fifth Grader? - Lazy Man and Money
If you are a Lazy Man and Money reader, the answer to that question should be yes. However, if you are the average American, I’ve got bad news for you. The Financial Industry Regulatory Authority (FINRA) created a seven-question Financial Knowledge Quiz. Go ahead and click that link and take it. It will only take […]
My Passive Income and Life Goals Update (April 2025) - Lazy Man and Money
Welcome to another monthly review of Lazy Man and Money. We’re a third of the way through the year. These multiples of 12 make it easy to estimate your progress. The next major one is July 4th, which is about half-way through the year. It’ll be here before you can blink, right? Personal Update April […]
Happy Earth Day (10 Year Solar Update!) - Lazy Man and Money
Wow, this Earth Day snuck up on me. You’d think that after writing about it for 16 years now, I wouldn’t be caught writing an article at the last minute. Is it okay to write about Earth Day nowadays? I feel like half the country would label an article like this as “woke” and say […]
Can We Bring Manufacturing Back to the USA? - Lazy Man and Money
Lately, I have found myself in an uncomfortable place when it comes to writing. I’m closing in on 3,000 articles over almost 20 years—there aren’t a lot of new areas of personal finance for me to cover. I get a lot of my inspiration from the news because that’s always evolving. However, when it comes […]
This Monkey Business is Bananas! - Lazy Man and Money
Sometimes, I feel like I’m the only person who doesn’t watch YouTube. I only use it to learn how to fix something or keep the dogs I board entertained while I am out. I don’t watch much television in general, but I like scripted programming when I do. My kids are the opposite. They’d prefer […]
An Iconic Vacation Fit for a Royal? - Lazy Man and Money
You may have noticed that I haven’t been writing as much until the last week. We went away on vacation, and I didn’t have any articles queued up. This week, the market volatility with the tariff news has effectively turned me into a day trader. I’m also trying to renovate a condo and catch up […]
The Markets Survived the First Wave... What's Next? - Lazy Man and Money
Who remembers early April when the markets seemed like they were going to collapse due to Trump’s tariffs? If you have looked at the markets recently, you may have noticed that they are mostly back. Some indexes are just a few percentage points from their all-time highs. Others, like international indexes, are at their all-time […]
My Tariff Playbook - Lazy Man and Money
I had hoped to write about happier topics, such as our vacation over the last couple of weeks or an update on our finances for March. I’ll leave those for next week, as the headlines everywhere are Trump’s tariffs. Please excuse me if this article is a little more rough-around-the-edges as I’m writing and publishing […]
It's All Going to be Fine. I think? - Lazy Man and Money
I’m on vacation this week and next, so look for more articles in early April. This article is the product of a few ideas that have been floating through my head lately. So far, we’ve been away for five days, and the dog sitter hasn’t lost our dog. That’s much better than the one we […]
My Passive Income and Life Goals Update (February 2025) - Lazy Man and Money
Welcome to another edition of “Is Lazy Man doing anything?” On the last edition (one month ago), I created a whole bunch of financial and life goals. I also gave a report on my progress for the first month. Expert Tip: It’s great to make your goals after you’ve had a month to work on […]
SEC Bans Mutual Funds and ETFs for DEI Violations - Lazy Man and Money
SEC Announces Ban on Most Mutual Funds and ETFs based on DEI In a stunning financial policy shift, the U.S. Securities and Exchange Commission has announced that mutual funds and Exchange-Traded Funds (ETFs) will be phased out nationwide by the end of the year for violating the government’s new anti-DEI guidelines. I reached out to […]
Is This Why Warren Buffett is Hoarding Cash? - Lazy Man and Money
A lot of people follow Warren Buffett’s investing moves. Why not? He’s the best investor in history. If you disagree, come at me in the comments. I don’t follow Buffett’s moves too much for a few reasons: He has research on companies he invests in that you and I don’t. I’ll admit that I don’t […]
Can My Wife Retire? (2025 Edition) - Lazy Man and Money
It’s been a few years since I’ve addressed this question. Back in 2021, my wife was passed over for military promotion for around the 7th time. This is actually normal, as you have to put in the years to climb the ladder. Nonetheless, it was demoralizing. It felt like it was time to give up […]
My Passive Income and Life Goals for 2025 - Lazy Man and Money
Every month, I write an article showing my passive income and life goal growth. Since this if the first article of the year, it’s my first change to state those goals while giving my progress for January. January was a difficult month in the Lazy Man household. If you’ve caught the news over the last […]
Setting Health Goals for 2025 - Lazy Man and Money
I usually create my health goals as a subset of my overall goals. This year, my health goals deserve this separate post. Health becomes more important when you are nearly 50 years old. Last year, I accomplished my goal of losing 20 pounds and 3% body fat. I lost around thirteen through traditional diet and […]
Work One Hour a Day and Make 1.3M with this "Side Hustle?" - Lazy Man and Money
Did I catch your attention with that title? It sounds pretty good, right? It makes you think, “Well, what’s the catch?” What exactly do I have to DO at this job? That’s what I thought when I clicked on this title from CNBC’s Make It: 59-year-old’s side hustle brings in $1.3 million a year—he only […]
Three Strikes and I'm Out - Lazy Man and Money
[In the most unbelievable of circumstances, my dog actually published this article one sentence into it. Her ear hit the “Publish” button on my touch screen. So if you got some kind of alert of this article with one sentence, I’m sorry about that.] I don’t know if you saw the news, but we’ve got […]
How to Get Cheap Generic GLP-1s (Ozempic, Wegovy, Zepbound) - Lazy Man and Money
Is it too late to welcome in the new year? At the beginning of January, 87% of people resolve to get healthier.* Most of them are looking to lose weight. I was one of those people last year. I reached a high of 197 pounds shortly after Thanksgiving. At 5 feet, 8 inches, that’s a […]
Dog Sitter Lost Our Dog for 72 Hours. How We Got Her Back. - Lazy Man and Money
I hope everyone is doing well this New Year. I’ve got lots to write about, but resolutions can wait a week or two. Maybe that will be the perfect time for a reminder. A lot of people have been polite over the holidays, asking how my Christmas was. It’s very standard small talk. Christmas was […]
Lazy Man's 2024 Goals and Resolutions (Final Results!) - Lazy Man and Money
How are your New Year’s resolutions going? I haven’t made mine yet. It usually takes me a month to set them up. Before getting to those new ones, I need to close out 2024 with a review of the old ones. Usually, I do a monthly update, but I will focus more on the annual […]
A 14 year Old's Views on Personal Finance - Lazy Man and Money
Taking us into the holiday is regular writer Kosmo. I thought about putting this article on sister-site Kid Wealth. However, that website doesn’t make money, so I can’t justify paying Kosmo for articles there. As you’ll find out this is important. In another programming note, this article is likely to be the last one of […]
14 Year-End Money Moves That Could Save You Thousands - Lazy Man and Money
There’s barely more than a week left until Christmas, so it’s time to focus on three things: The annual debate of whether Die Hard is really a Christmas movie (it is) Finishing up your shopping and wrapping of presents Making those year-end, tax-saving, financial moves I solved #1 for you and can’t help you with […]
My Passive Income and Goals (November 2024) - Lazy Man and Money
Welcome to another update of my passive income and goals for 2024. We’re at the home stretch now and with the holidays, I won’t realistically make much progress before the end of the year. This year, I simplified the two monthly articles that I’ve done for years – passive income and goals/resolutions. I’ve combined them […]
Are Conferences Worth the Cost? - Lazy Man and Money
The following article is from frequent contributor Kosmo. I recently went to a conference in New Orleans. It was hosted by one of the leading sales tax software companies. A bunch of techies and accountants, all in one place. New Orleans is an interesting place, and I’d recommend it to anyone. I arrived in the […]
The Cost to Grow Hair (Dec 2024 Update) - Lazy Man and Money
The Cost of Growing Hair (Dec 2024 Update) Today, I’m going to give a 5-month update on my attempt to grow hair. However, before I do, I want to call your attention to my previous post about the Amazon Scribe. For those who didn’t read my review, it has changed my entire organizational habits for […]
A Game Changing Purchase: The Kindle Scribe - Lazy Man and Money
It’s been quite a long time since I bought something worth sharing as a game-changer. I can’t remember the last one, but here are two notable ones off the top of my head: Back in 2010, I recommended SodaStream as the Product of the Year. I still believe that SodaStream should get media attention, especially […]
A "Guaranteed" 7% Bond until 2026? - Lazy Man and Money
The Federal Reserve has started to lower interest rates. In the last couple of months, they dropped the rate by 0.75%. That directly impacts how much interest banks can pay you in interest. For a couple of years, I’ve been making around 5% in my Ally Savings account. Now, it’s paying around 4%. Experts predict […]
Who Wants $50 in Bitcoin? - Lazy Man and Money
Quite a few people I know are taking a break from the news lately. I’m a fan of “to each their own” as long as it doesn’t hurt anyone else. If something isn’t working for you, it’s usually a good idea to take a break from it. If you haven’t been following the news, it’s […]
Rebalance Your Portfolio - Lazy Man and Money
One of the core philosophies behind Lazy Man and Money is that you can manage your money without a lot of work. Typically, you set up a system once, such as contributing to a 401k plan, and then review it once or twice a year. Combining a good income and a few good systems is […]
Are Fast Food Restaurants Dead? - Lazy Man and Money
The following article is from regular contributor Kosmo. Yes, we’re finally moving on from the election! It’s been difficult to miss the price increases that have hit fast-food restaurants. There was a viral post showing an $18 Big Mac combo. This wasn’t a very representative McDonald’s—it was at a rest stop in Connecticut. Restaurants in […]
My Passive Income and Goals (September 2024) - Lazy Man and Money
This year, I simplified the two monthly articles that I’ve done for years – passive income and goals/resolutions. I’ve combined them and added some personal details. Personal Monthly Recap The biggest event of September was the kids getting back to school. Now, both kids are in middle school. As you’ll find out, this was one […]
Final Thoughts on the Election - Lazy Man and Money
Final Thoughts on the Election People vote for many different reasons. One of the biggest issues is the economy. I’ve covered the economy a lot over the last few weeks. We found that America’s economy is good, perhaps even the best in the world. America is making more energy than any other country in the […]
Let's talk about Inflation, Immigration, Taxes, and National Debt - Lazy Man and Money
Two of the biggest issues this election start with the letter “I”, so I thought I’d address them both together. As a bonus, I’ll cover the national debt, because that’s related to inflation. I’ll also touch on taxes, because if you are paying more taxes it has the same effect of inflation. Over the last […]
Why is Housing So Expensive? - Lazy Man and Money
Over the last couple of weeks, I’ve written a few articles about America and the Economy as most voters consider it a core issue in the upcoming election. So far, I’ve covered the following: Is America’s Economy Good or Bad? Summary: I used ChatGPT to create a crash course on what factors determine a “good” […]
My Passive Income and Goals (October 2024) - Lazy Man and Money
This year, I simplified the two monthly articles that I’ve done for years – passive income and goals/resolutions. I’ve combined them and added some personal details. Personal Monthly Recap The biggest event of September was the kids getting back to school. Now, both kids are in middle school. As you’ll find out, this was one […]
How's America at Making Energy and Jobs? - Lazy Man and Money
I had a big plan to write about America and its economy ahead of the election. However, my wife deployed to Hurricane Helene last week, so things were hectic as I single-parented the kids. She’s back, but it might be for just 24 hours as they are deploying people for Hurricane Milton. The irony is […]
How America's Economy Ranks Globally - Lazy Man and Money
Last week I started an “economy blitz” which is my attempt to put some perspective around the economy and the upcoming United States presidential election. Poll after poll seems to show that voters consider the economy as one of the top issues – if not “THE” top issue. The first main article attempted to answer, […]
Is America's Economy Good or Bad? - Lazy Man and Money
[Editor’s Note: This is my first article as part of my “economy blitz”. The idea is to take a good look at the economy ahead of the 2024 election. Most people say it is the most important thing they are considering when they vote.] Is America’s Economy Good or Bad? That’s a tough question for […]