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TopResume Review 2024: What Sets It Apart
According to TopResume, 3 out of every 4 resumes are never reviewed. This means all applicants need a way to work around the system and get through the tough filters that threaten to move your resume to the ‘trash’ pile. Enter TopResume, a resume-writing service that not only gets around the modern screening technology by
What is Your Risk Tolerance? (2024 Guide)
The consequences of “financial risk” became apparent to many investors during the two-year period from 2007 to 2009. The stock market (as measured by the S&P 500) plummeted from 1562.47 on October 10, 2007, to 752.44 on November 20, 2009. As a consequence, many people lost more than one-half of their retirement savings. The coronavirus
When You Should Use a Taxable Brokerage Account (2024 Guide)
Taxable brokerage accounts don’t offer all of the tax incentives retirement accounts do, but they’re far more flexible. If you expect to need any significant chunk of money before you retire, that makes them an essential part of your savings plans. What is a Taxable Brokerage Account? Taxable brokerage accounts are investment accounts where you
What Does Homeowners Insurance Cover? (2024 Guide)
Homeowners insurance is a bundle of different categories of coverage, which apply in various situations. You aren’t able to pick and choose what categories you want – there are six different components to homeowners insurance, all of which are required, which we’ll discuss below. However, depending on your possessions, type of home, and your financial
What are Mutual Funds & How Do They Work? (2024 Guide)
Investing is an important part of saving for the future. One of the hardest parts of investing is building a portfolio of stocks and bonds that you’re happy with. Mutual funds are a way to easily invest in pre-built portfolios. What are Mutual Funds? Mutual funds are a type of investment that you can use
How Do Credit Card Refunds Work?
Buyer’s regret happens to the best of us. Perhaps you are not as in love with your purchase as you thought, or the item is defective. With that in mind, this is why credit card issuers allow for credit card refunds. Making a return on a purchase is a relatively straightforward process, as long as
Do Credit Limit Increases Affect Your Credit Score?
A credit limit is the maximum amount of money you can borrow on your credit card. It is an essential factor in determining your credit score because it’s used to calculate your credit utilization ratio. The card carrier determines your initial credit limit, but they may offer you a higher credit limit or automatically increase
Can You Buy a Car with a Credit Card?
For many of us buying a car is the second largest purchase that we’ll ever make. Since it often requires financing, it’s been compared to buying a home — which is commonly our first largest purchase in terms of total dollars spent. So you likely question yourself, "Can I buy a car with a credit
Best Credit Cards for Couples in 2024
Love and money don’t always go hand in hand. However, for many couples, sharing a credit card together is a solid choice that can strengthen finances and make life a whole lot easier! Having access to the same credit card can offer protection, rewards, and other perks that are essential to any couple. It can
Best Credit Cards for Excellent Credit
When trying to maintain an excellent credit score, it’s extremely helpful to have an exemplary card to match. Having excellent credit means that you get to choose from highly sought-after credit cards with valuable features and rewards. However, with so many options to choose from, it can be a challenge to find the card that
Best AI Budgeting Apps to Help You Save Money in 2023
We all live busy lives, and oftentimes, our finances come last when it comes to staying organized. But budgeting and understanding your financial situation should be a top priority. Fortunately, there are AI budgeting apps to make managing your finances much simpler, but which one is right for you? 9 Best AI Budgeting Apps Here
Discover it® Balance Transfer Review 2023
Are you chipping away at credit card debt at a high-interest rate? If so, you should consider moving your balance to a lower-interest credit card like the Discover it® Balance Transfer card. Unlike other balance transfer credit cards, the Discover it® Balance Transfer credit card offers rewards beyond an introductory APR. You can earn cash