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Economy

PYMNTS - Economy

9 | Follower

PYMNTS

16.07.2025

Crypto Week Bills Stall Over Demands for Ban on CBDC

“Crypto Week” stumbled when a group of House Republicans demanded changes to a stablecoin bill to ban the Fed from issuing a CBDC.

PYMNTS

16.07.2025

Search Marketing Loses Ground as AI Reshapes Discovery

SMBs have to change their SEO strategy to stay visible to AI chatbots. Here’s how to do it, experts tell PYMNTS.

PYMNTS

16.07.2025

Customers Abandon Brands When Refunds Are Too Slow

Consumers are now accustomed to instant payments, and PYMNTS Intelligence finds they want instant refunds as well.

PYMNTS

16.07.2025

Coupa Pushes AI to Transform Spend Management for CFOs

Payments executives are looking to AI for spend management and fraud detection, Coupa GM and SVP Bill Wardwell writes in a new PYMNTS eBook.

PYMNTS

16.07.2025

Partnerships Become Strategic Reset as ISV Growth Slows

As profit margins tighten and competition heats up, Stax's Adam Gray emphasizes human expertise over pure technology.

PYMNTS

16.07.2025

Gen Z Likes Ordering Food Online. Baby Boomers Not So Much

PYMNTS reveals a surprising trend: The generational divide in eCommerce is narrowing, but differences persist in categories like restaurants.

PYMNTS

16.07.2025

AI-Powered AR Turns Volatility Into Financial Agility

AI-powered AR is automating outdated workflows, helping firms cut delays, spot risk early and manage cash flow with real-time precision.

PYMNTS

16.07.2025

AWS, Vonage Partner on ‘Natural-Sounding’ AI Voice Agents

AWS and Vonage have partnered to deliver “natural-sounding” AI voice agents for customer support and outbound engagement like reminder calls.

PYMNTS

16.07.2025

Economic Headwinds Hammer Main St. Firms Across the Northeast

Main Street businesses have seen their growth rate significantly fade since late 2024, lagging behind overall U.S. business growth.

PYMNTS

16.07.2025

EU Warns Meta That ‘Consent or Pay’ Remains Noncompliant

Meta faces a continuing battle with the European Commission over the company’s “consent or pay” model that allows ad-free services for a fee.

PYMNTS

15.07.2025

Visa and Featurespace Take Fraud Fight to New Arena

Visa’s Dustin White and Featurespace’s Tim Vanderham said cutting-edge behavioral analytics are needed to fight fraud.

PYMNTS

15.07.2025

Small CUs Are Catching Up With Digital-First Tools

Small CUs are closing the innovation gap. See how mobile wallets, contactless cards and smart tech help them meet younger members’ needs.

PYMNTS

15.07.2025

Local Banks Lead Fundraising for Texas Flood Recovery Efforts

Community banks in Texas made, matched and facilitated donations to help victims during the ongoing flooding that began July 4.

PYMNTS

15.07.2025

Retailers Tap Non-Prime Customers and Co-Branded Credit

Rolando De Gracia of Concora Credit says co-branded credit cards are redefining loyalty and boosting engagement for non-prime consumers.

PYMNTS

15.07.2025

40% of Consumers Use Credit Cards to Pay for Travel Services

A PYMNTS study finds consumer payment behavior differs with the type of purchase, with things like groceries distinct from travel.

PYMNTS

15.07.2025

Financial Stability Board Warns on Nonbank Leverage Risks

The Financial Stability Board has joined international bodies and central banks spotlighting the risks of nonbanks to financial services.

PYMNTS

15.07.2025

Cognition to Acquire Windsurf After Google Poaches Founders

AI software engineer provider Cognition is acquiring AI startup Windsurf days after Google recruited Windsurf's top execs and researchers.

PYMNTS

15.07.2025

FRFS Completes Adoption of ISO 20022 for Fedwire Funds Service

Federal Reserve Financial Services (FRFS) completed its adoption of the ISO 20022 message format for the Fedwire Funds Service.

PYMNTS

15.07.2025

i2c Plays Long Game in Navigating AI Transformation

Technology is swiftly transforming payments, but true disruption is a long game, i2c founder and CEO Amir Wain writes in a new PYMNTS eBook.

PYMNTS

15.07.2025

Crypto Week Policy Playbook for CFOs

It's Crypto Week, and for the first time, the crypto industry, the financial sector, and Washington appear to be speaking the same language.

PYMNTS

14.07.2025

Banks Tap Merchant Services to Secure Customer Primacy

Maverick Payments VP Kyle Becker tells PYMNTS how banks can use white-label solutions to offer merchant services to win loyalty.

PYMNTS

14.07.2025

Bank of America Focuses on Breakthroughs Into Consumer Habits

Bank of America’s Dani Lugo discusses why firms are shifting focus to behavioral design, user trust and seamless experiences.

PYMNTS

14.07.2025

Latin American Migrants Boost Remittances Amid ICE Crackdown

Trump’s immigration crackdown has triggered an increase in remittances. Remittances to El Salvador climbed 14%, Honduras 20%, Guatemala 21%.

PYMNTS

14.07.2025

18% of Consumers Are ‘Committed’ Mobile Wallet Users

Gen Z’s in-store mobile wallet usage has soared by 23% since 2022, spearheading adoption of mobile-first payments across all generations.

PYMNTS

14.07.2025

CE 100 Index Loses 1.9% as BNPL Names Dip

Gains were anemic in the CE 100 Index this week and only the Move sector was more than 1% higher. Payment names led declining subsectors.

PYMNTS

14.07.2025

Elon Musk’s SpaceX Said to Invest $2 Billion in xAI

Elon Musk's SpaceX is investing $2 billion in the AI startup. It marks one of SpaceX's largest investments into another company.

PYMNTS

14.07.2025

JPMorgan Preparing to Charge FinTechs for Consumer Bank Data

JPMorgan has reportedly told FinTechs it will charge for access to customer bank data, fees that could threaten the FinTech business model.

PYMNTS

14.07.2025

Flexible Cost Models Set to Accelerate B2B Payments Evolution

A move toward cost sharing marks a shift in B2B payments, Boost Payment Solutions CEO Dean M. Leavitt writes in a new PYMNTS eBook.

PYMNTS

14.07.2025

The Five Rules of Engagement for Gen Z Spending and Payments

Gen Z is reshaping the financial landscape with their demand for instant payments, mobile-first banking and flexible credit options.

PYMNTS

14.07.2025

Summer Travel Fuels Surprises in PYMNTS Global App Rankings

FlightAware, HotelTonight, and GetYourGuide are shaking up the travel app landscape, with notable gains in the latest PYMNTS rankings.

PYMNTS

12.07.2025

CFPB and FirstCash Settle Lawsuit Involving Military Lending Act

The CFPB and retail pawn store operator FirstCash said they reached a settlement on FirstCash’s alleged violations of the MLA.

PYMNTS

12.07.2025

Numerator: Amazon Prime Day Average Household Spend is $156

Market research company Numerator said July 11 the average household spend during Amazon’s Prime Day sales event reached $156.37.

PYMNTS

12.07.2025

Bitcoin Hits All-Time High as Crypto Legislation Votes Near

Bitcoin reportedly hit an all-time high Friday (July 11), driven in part by investors’ optimism around crypto legislation.

PYMNTS

12.07.2025

AWS Reportedly Set to Launch AI Agent Marketplace

Amazon Web Services (AWS) will reportedly launch an artificial intelligence (AI) agent marketplace on July 15 during its AWS Summit.

PYMNTS

12.07.2025

Costco Sales Rise 5.8%, Driven by Food and Non-Food Categories

Costco’s sales increased 5.8% in June, driven by demand for fresh foods and non-food categories like jewelry, appliances and gift cards.

PYMNTS

12.07.2025

BIS: Stablecoins Require ‘More Restrictive Regime’ Than TradFi

The ties between stablecoins and the traditional financial system pose risks to financial integrity and financial stability, the BIS said.

PYMNTS

12.07.2025

This Week in Stablecoins: Regulations, Infrastructure and Trust

Next week, U.S. lawmakers will begin voting on a trio of landmark crypto bills that could redefine the country’s digital asset landscape.

PYMNTS

12.07.2025

The Brave, the Bold and the Bizarre in FinTech AI

The Weekender explores AI in finance, where the line between game-changing genius and viral catastrophe has never been thinner.

PYMNTS

12.07.2025

SEC Charges First Liberty Building & Loan, Alleging Ponzi Scheme

The SEC said Friday (July 11) it filed charges against First Liberty Building & Loan and its founder, alleging they operated a Ponzi scheme.

PYMNTS

12.07.2025

Visa, Mastercard, FinTechs Weigh in on Federal Payments

The government received nearly 250 responses to its request for comments on moving to digital payments and away from paper checks.

home›PYMNTS›Economy

PYMNTS - Economy

Crypto Week Bills Stall Over Demands for Ban on CBDC

Search Marketing Loses Ground as AI Reshapes Discovery

Customers Abandon Brands When Refunds Are Too Slow

Coupa Pushes AI to Transform Spend Management for CFOs

Partnerships Become Strategic Reset as ISV Growth Slows

Gen Z Likes Ordering Food Online. Baby Boomers Not So Much

AI-Powered AR Turns Volatility Into Financial Agility

AWS, Vonage Partner on ‘Natural-Sounding’ AI Voice Agents

Economic Headwinds Hammer Main St. Firms Across the Northeast

EU Warns Meta That ‘Consent or Pay’ Remains Noncompliant

Visa and Featurespace Take Fraud Fight to New Arena

Small CUs Are Catching Up With Digital-First Tools

Local Banks Lead Fundraising for Texas Flood Recovery Efforts

Retailers Tap Non-Prime Customers and Co-Branded Credit

40% of Consumers Use Credit Cards to Pay for Travel Services

Financial Stability Board Warns on Nonbank Leverage Risks

Cognition to Acquire Windsurf After Google Poaches Founders

FRFS Completes Adoption of ISO 20022 for Fedwire Funds Service

i2c Plays Long Game in Navigating AI Transformation

Crypto Week Policy Playbook for CFOs

Banks Tap Merchant Services to Secure Customer Primacy

Bank of America Focuses on Breakthroughs Into Consumer Habits

Latin American Migrants Boost Remittances Amid ICE Crackdown

18% of Consumers Are ‘Committed’ Mobile Wallet Users

CE 100 Index Loses 1.9% as BNPL Names Dip

Elon Musk’s SpaceX Said to Invest $2 Billion in xAI

JPMorgan Preparing to Charge FinTechs for Consumer Bank Data

Flexible Cost Models Set to Accelerate B2B Payments Evolution

The Five Rules of Engagement for Gen Z Spending and Payments

Summer Travel Fuels Surprises in PYMNTS Global App Rankings

CFPB and FirstCash Settle Lawsuit Involving Military Lending Act

Numerator: Amazon Prime Day Average Household Spend is $156

Bitcoin Hits All-Time High as Crypto Legislation Votes Near

AWS Reportedly Set to Launch AI Agent Marketplace

Costco Sales Rise 5.8%, Driven by Food and Non-Food Categories

BIS: Stablecoins Require ‘More Restrictive Regime’ Than TradFi

This Week in Stablecoins: Regulations, Infrastructure and Trust

The Brave, the Bold and the Bizarre in FinTech AI

SEC Charges First Liberty Building & Loan, Alleging Ponzi Scheme

Visa, Mastercard, FinTechs Weigh in on Federal Payments

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