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Credit Debt Consolidation Loans Credit debt consolidation loans are designed to assist individuals who have too much debt to manage on their own. They are loans that allow individuals to borrow money to pay off existing debts, such as credit card bills, medical bills, or other types of loans. The loan is usually secured by some type of collateral, such as a vehicle or a home. These loans can be beneficial for those who are struggling to make payments on their existing debts, as they can help to reduce interest rates and monthly payments. Additionally, debt consolidation loans can help to improve an individual's credit score, as the loan is typically paid off in a timely manner.
How to handle a boss who gets the credit - BusinessWorld Online
I have a boss who relies heavily on my assistance to do even the most important tasks he should be handling himself. The worst part is that he’s overly confident in himself when he’s in front of people, but often fails to give me credit for all the things that I’ve done for him. How […]
Insurance Premiums May Soon Be GST-Free, But Don't Expect Full 18% Drop: Experts
Insurance premiums, currently subject to an 18% goods and services tax, may soon be exempted from it. The group of ministers on GST reform is set to recommend a complete exemption of goods and services tax on health and life insurance premiums under the revamped regime expected to roll out around Diwali. Industry experts, however, warn the benefit may be far more modest. Aditya Shah of Hercules Advisors explained that insurers currently factor in input tax credits while pricing policies.
Scrapping GST Without ITC Will Push Insurance Prices Higher By 6–10%: Macquarie
A proposed move by the Group of Ministers deliberating on GST reforms, touted as GST 2.0, regarding scrapping the entire 18% tax paid by insurance policyholders, can in fact, increase the premium by 6-10%. Macquarie explains that the reduction in the Goods and Services Tax on life and health insurance premiums could backfire if not accompanied by input tax credit (ITC) provisions.
What Is Bengaluru's 'Grocery Rave'? Dance And Shopping For Rs 2,499 Leaves Internet Divided
Bengaluru has seen its fair share of events, but a supermarket rave might just take the cake. Foodstories Bangalore, a premium grocery store in the city, recently announced a "Grocery Rave" that promises a mix of shopping, food tasting and grooving, all within the aisles of its store. The tickets are priced at Rs 2,499, though attendees receive Rs 2,000 back as in-store credit to offset their purchases.
Moody's cuts Spirit Airlines' credit rating further into junk territory
(Reuters) -U.S. airline operator Spirit Airlines took another hit to its credit rating on Friday after Moody's Ratings downgraded it two notches deeper into junk territory. In a report accompanying the downgrade on Friday, analysts from the ratings agency highlighted Dania Beach, Florida-based Spirit's "higher than expected cash burn" compared to its previous forecast when Spirit emerged from bankruptcy in March. The downgrade follows a similar ratings hit last week from Fitch Ratings, which cited a high likelihood of near-term default in its own one-notch downgrade.
EU Sees Its Bond Market Developing Even Without Sovereign Status
The EU, already the fifth largest issuer in European markets with more than €657 billion ($770 billion) of bonds outstanding, was dealt a blow this week when Intercontinental Exchange Inc. decided not to add its notes to sovereign indexes. The EU is currently treated as a supranational entity by major index compilers, which officials cite as a key reason why its borrowing costs are higher than those of European governments with similar credit ratings. “The decision is not motivated by concerns linked to the volumes, structure or liquidity of the EU-Bond programme,” the European Commission said in a reply to a Bloomberg request for comment on the ICE decision.