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Discover Latest #Health insurance News, Articles and Videos with Contenting
Health insurance is a type of insurance coverage that pays for medical and surgical expenses that are incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly. It is often included in employer benefit packages as a means of enticing quality employees. The cost of health insurance premiums is deductible to the payer, and benefits received are tax-free. Health insurance can be purchased through many different sources. Private health insurance plans are typically purchased through a broker, an insurance company, or an employer. Public health insurance plans are provided by the government, such as Medicare and Medicaid. Some employers provide health insurance as an employee benefit. Health insurance plans typically cover a portion of the costs of doctor’s visits, hospital stays, prescription drugs, and other medical expenses. Most plans also have limits on the amount of coverage they will provide. Out-of-pocket expenses, such as co-pays and deductibles, may still be the responsibility of the insured. When searching for health insurance, it is important to compare plans to ensure that you are getting the best coverage for your needs and budget. Questions to consider include the types of services covered, deductibles, co-pays,
How States Verify Citizenship and Immigration Status in Medicaid | KFF
This brief describes federal citizenship and immigration status eligibility and eligibility verification requirements for Medicaid. Eligibility for federally-funded coverage under Medicaid and the Children’s Health Insurance Program is limited to U.S. citizens and certain lawfully present immigrants.
The Ranks of Obamacare ‘Fixers’ Axed in Trump’s Reduction of Health Agency Workforce - KFF Health News
These fixers, officially known as caseworkers, unraveled complex and arcane health insurance rules to solve people’s coverage issues. They worked in a little-known federal department with which most consumers never interact — until they need help.
Medi-Cal Under Threat: Who’s Covered and What Could Be Cut? - KFF Health News
Federal law requires states to offer health insurance to many people with low incomes or disabilities. But some states, including California, are far more generous than what’s required. Budget pressures may force lawmakers to cut benefits that have led to a historic low in the uninsured rate.