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Health insurance plans are contracts between a health insurance company and a person or an organization. The contract is a legal document that outlines the benefits, services, and coverage that the health insurance company will provide to the person or organization, and what the person or organization will pay for those benefits, services, and coverage. The purpose of health insurance plans is to help people pay for health care costs. Health insurance plans come in a variety of forms, such as employer-sponsored plans, individual plans, and government-sponsored programs. The type of health insurance plan a person chooses will depend on their needs and budget. Health insurance plans are designed to help people pay for health care costs, such as doctor visits, hospital stays, and prescription medications. Health insurance plans can also help people save money by providing discounts on services and products. In addition to providing financial protection, health insurance plans can help people access quality health care. With a health insurance plan, people can get access to preventative care, which can help them stay healthy and avoid more serious and expensive health problems down the road. It’s important to understand the different types of health insurance plans available and how they can be used to meet your needs. By researching the different types
It’s becoming increasingly challenging for today’s medical practices to maintain predictable cash flow, sustain their revenue cycles, and stay financially healthy due to the challenges in patient payment collection. With more and more patients using high-deductible health insurance plans (e.g., patients enrolled in high-deductible plans increased by…
The U.S. Food and Drug Administration recently approved Opill—the first over-the-counter daily oral contraceptive pill in the United States. Beginning in early 2024, people will be able to purchase Opill without a prescription, expanding options for contraceptive access across the country. While federal policy requires most private health insurance plans and Medicaid expansion programs to<span class="readmore-ellipsis">…</span><a href="https://www.kff.org/womens-health-policy/event/will-insurance-cover-over-the-counter-contraceptive-pills/" class="see-more light-beige no-float inline-readmore">More</a></p>
Senate Democrats are pressing the Biden administration to require health insurance plans to fully cover over-the-counter (OTC) contraceptives. In a letter to administration officials dated Friday and released Monday, 48 senators asked the departments of Health and Human Services; Labor; and the Treasury to take concrete steps to ensure contraceptives are covered without cost-sharing and…