Question: Can an IRA beneficiary do a 60-day rollover?Answer: Only a spouse beneficiary can do a 60-day rollover from an inherited IRA if the funds are moving into an IRA in her own name. If a nonspouse beneficiary takes a distribution from an inherited IRA

Ed Slott and Company, LLC blogs

08.07.2025

How Company Plan Loans Work - Ed Slott and Company, LLC

Most company retirement savings plans, such as 401(k), 403(b) and 457(b) plans, are allowed to (but not required to) offer plan loans. According to a survey by the Employee Benefits Research Institute, as of the end of 2022, 52% of 401(k) plans allowed loans, while 84% of 401(k) participants were in plans offering them. Loans are not allowed from IRAs, SEP IRA plans or SIMPLE IRA plans.

Ed Slott and Company, LLC blogs

10.07.2025

OBBBA: No IRA Changes, but More Roth Conversions? - Ed Slott and Company, LLC

Hopefully Ed Slott and Company is your trusted, go-to source for all things IRA and retirement plan related. Let’s be clear about the “One Big Beautiful Bill Act of 2025” (OBBBA), enacted on July 4. There is no “SECURE 3.0” in this legislation. It does NOT contain any changes DIRECTLY related to IRA or retirement plan rules.

Ed Slott and Company, LLC blogs

11.07.2025

One Big Beautiful Bill Act and IRA Rollovers: Today's Slott Report Mailbag - Ed Slott and Company, LLC

With the signing of the “One Big Beautiful Bill Act” (OBBBA) legislation and the current tax rates being made permanent, have your thoughts regarding Roth conversions changed?

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Ed Slott and Company, LLC blogs

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60-Day Rollovers and the Age 55 Exception: Today’s Slott Report Mailbag - Ed Slott and Company, LLC

How Company Plan Loans Work - Ed Slott and Company, LLC

OBBBA: No IRA Changes, but More Roth Conversions? - Ed Slott and Company, LLC

One Big Beautiful Bill Act and IRA Rollovers: Today's Slott Report Mailbag - Ed Slott and Company, LLC

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Ed Slott and Company, LLC blogs