After reviewing my analysis on a conversation I had with a financial professional in 2013, I decided to take another close look at my finances. To my surprise, I uncovered a huge gap between my perceived risk tolerance and the reality of my portfolio. Since leaving work in 2012, I’ve generally seen myself as a

Financial Samurai

16.11.2024

The 4% Rule: Clearing Up Misconceptions With Bill Bengen - Financial Samurai

I had the pleasure of speaking with Bill Bengen, creator of the '4% Rule' for retirement planning. Bill has been a reader of Financial Samurai for many years and has always been courteous in the comments section when I write about safe withdrawal rates. So, I figured it was time we had a chat to

Financial Samurai

19.11.2024

A Net Worth Equal To 25X Expenses Is Not Enough To Retire Early - Financial Samurai

Being financially independent means having enough passive income to cover your essential or desired living expenses. A common guideline is to aim for a net worth equal to 25 times your annual expenses, often used as a baseline for achieving financial independence. However, this approach is overly simplistic because it depends on the composition and

Financial Samurai

21.11.2024

Return On Effort (ROE) Is Your Key To Unlocking A Better Life - Financial Samurai

If you want to optimize your life, it's essential to understand the concept of Return on Effort (ROE). The higher your ROE, the more you get out of your efforts, making it an invaluable framework for decision-making. ROE can also help you better utilize your time by prioritizing tasks and opportunities that yield the greatest

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Uncover Your True Investment Risk Profile: It's Not What You Think - Financial Samurai

The 4% Rule: Clearing Up Misconceptions With Bill Bengen - Financial Samurai

A Net Worth Equal To 25X Expenses Is Not Enough To Retire Early - Financial Samurai

Return On Effort (ROE) Is Your Key To Unlocking A Better Life - Financial Samurai

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