In 2020, during the heart of the COVID pandemic, I remember listening to a FIRE-focused podcast hosted by two people who claimed to be financially independent and retired early. Even though it’s been over 16 years since I first started writing about FIRE, the topic still fascinates me. The journey toward financial independence is full

Financial Samurai

02.10.2025

The Ideal Length Of Time To Hold A Mortgage Until Paying It Off

Deciding whether to pay off a mortgage early—or how long to keep one—is ultimately a personal choice. In this post, I’ll share my perspective by drawing on both real-life experience and some numbers to frame the decision. In 2022, my wife and I finally paid off the mortgage on our Lake Tahoe vacation property. That

Financial Samurai

04.10.2025

Identity Diversification: As Important As Investment Diversification - Financial Samurai

As long-time investors, we all understand the importance of diversification when it comes to growing wealth. Bear markets and corrections are inevitable, which is why putting everything into a single asset class is not wise. But what about applying that same principle to our identities? What if “Identity Diversification” could help grow not just our

Financial Samurai

07.10.2025

Turn a Government Shutdown Into an Opportunity to Thrive - Financial Samurai

The government has shut down again, this time mostly over healthcare subsidies. We’ve seen shutdowns before, and we’ll see more in the future. As frustrating as they are, shutdowns remind us that uncertainty is the only constant. Instead of just surviving, I want to show you how to thrive during and after one. Out of

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Being Truly FIRE Is Terrible For Entrepreneurship, But That's OK - Financial Samurai

The Ideal Length Of Time To Hold A Mortgage Until Paying It Off

Identity Diversification: As Important As Investment Diversification - Financial Samurai

Turn a Government Shutdown Into an Opportunity to Thrive - Financial Samurai

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