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Expanding the Child Tax Credit: Lessons From a Short-lived Pandemic Policy - Conversable Economist

A "child allowance," in the policy lingo, is a policy that provides a per-child payment to every family with children. The US has for some decades now has a "child tax credit," which has reduced taxes and paid refunds to low-income families with children. But during the pandemic, this program was expanded temporarily in a

How inequality causes financial crises | Real-World Economics Review Blog

from Lars Syll One way that inequality precipitates debt bubbles begins with “relative deprivation.” This concept concerns the discontent people feel when they compare their socio-economic status, measured by income, wealth, consumption, or other indicators of perceived economic welfare, with that of their richer counterparts. Economists have suggested several ways that this discontent may translate…

Faircourt Asset Management Inc. Announces December Distribution - ForexTV

Toronto, Dec. 23, 2024 (GLOBE NEWSWIRE) -- Faircourt Asset Management Inc., as Manager of the Faircourt Fund (NEO:FGX), is pleased to announce the monthly distribution payable on the Shares of the below listed Fund. Faircourt FundsTrading SymbolDistribution Amount (per share/unit)Ex-Dividend DateRecord DatePayable DateFaircourt Gold Income Corp.FGX$0.024December 31, 2024December 31, 2024January 15, 2025 Faircourt Asset Management Inc. is the Investment Advisor for Faircourt Gold Income Corp. This press release is not for distribution in the United States or over United States wire services. For further information on the Faircourt Funds, please visit www.faircourtassetmgt.com or please contact 1-800-831-0304. You will usually pay brokerage fees to your dealer if you purchase or sell Shares of the Fund on the NEO Exchange or other alternative Canadian trading system (an “exchange”). If the Shares are purchased or sold on an exchange, investors may pay more than the current net asset value when buying Shares of the Fund and may receive less than the current net asset value when selling them. There are ongoing fees and expenses associated with owning units of an investment fund. An investment fund must prepare disclosure documents that contain key information about the fund. You can find more detailed information about the fund in the public filings available at www.sedar.com. Investment funds are not guaranteed, their values change frequently and past performance may not be repeated.

CoinEx Celebrates 7th Anniversary: CEO Shares Milestones and Future Plans in Recent AMA - ForexTV

HONG KONG, Dec. 24, 2024 (GLOBE NEWSWIRE) -- On Dec 23, 2024, CoinEx celebrated its 7th year anniversary with a special AMA (Ask Me Anything) session on Telegram. This specific event drew the attention of crypto enthusiasts, users, and the CoinEx leadership. The whole session was to reflect on the platform’s achievements, challenges, and plans for the future. Through CoinEx’s CEO’s guide, the AMA session explored deeply into how the platform has grown, its new ideas, and its strong focus on user-friendly values. Here’s a summarized version of the session, highlighting key takeaways from CoinEx’s journey and its plans for the years ahead. From the CEO’s reflections on the company’s development to the core philosophy that drives CoinEx’s success, here’s an in-depth look at the event. Reflecting on 7 Years of Excellence CoinEx's narrative over the last seven years has been one of perseverance, creativity, and adaptability. The CEO opened the AMA by discussing the company's path through market volatility and industry hurdles, emphasizing how these events developed CoinEx into the platform it is today. Milestones That Define CoinEx CoinEx’s evolution is characterized by groundbreaking achievements: A Comprehensive Ecosystem: CoinEx has built a big ecosystem with different parts like CoinEx Wallet, CoinEx Smart Chain, and CoinEx Charity.Product Iteration and Innovation: In last two years, CoinEx has finished more than 150 upgrades. These features include the introduction of CoinEx Staking, PreToken Trading, and P2P services. Each one is made to give users more options and freedom in their trading and investment experiences.Global Reach & Growth: CoinEx now has over 10 million registered users from more than 200 countries and regions all around the world. The platform supports 18 languages, enabling seamless interaction for users worldwide.Unshaken commitment to Security: CoinEx has always had a resolve to ensure utmost safety for its clients. That includes using top-notch security systems such as proof of reserves, an asset safety system, and a user protection fund.Of course, all these wouldn’t have happened if it were not for the support of CoinEx users worldwide. 2024: A Year of Breakthroughs When asked to summarize 2024 in one word, the CEO chose “breakthrough.” This year marked significant progress in various areas, setting the stage for future growth. Record Growth across the Board User Base Expansion: CoinEx’s registered user base surpassed 10 million, doubling from the previous year. The platform expanded its services to new regions, adding two additional language markets.CET Ecosystem Success: CoinEx’s native token, CET, experienced a remarkable surge in recognition and value, crossing the $0.1 mark to reach a three-year high.Innovative Products: Platforms like CoinEx Insight, CoinEx Feed, and CoinEx Academy have published over 2,500 pieces of educational content, helping users expand their crypto knowledge.Educating the Public: Platforms like CoinEx Insight, CoinEx Feed, and CoinEx Academy have published over 2,500 pieces of educational content, helping users expand their crypto knowledge.Through these initiatives, CoinEx has demonstrated its ability to adapt to market demands while maintaining a clear focus on user needs and technological advancements. The “User-First” Philosophy CoinEx consistently upholds its “user-first” philosophy by engaging with users through diverse interactive methods to listen to and address their feedback. The crypto exchange supports 18 languages to ensure global users can easily access assistance. What’s more, CoinEx’s customer service team promptly responds to user inquiries and feedback, improving satisfaction while collecting valuable user opinions and suggestions. The company has also actively built and maintained user communities, leveraging social media, forums, and online discussion groups to stay closely connected with users, understand their needs, and adjust accordingly. And when it comes to localized services, CoinEx has assembled an international team to ensure users in different regions can communicate in their preferred languages. That helps better understand the specific needs of various markets. This continuous communication and feedback mechanism has been instrumental in helping CoinEx adapt to the ever-changing market landscape. 2025 and Beyond: CoinEx’s Vision Looking ahead, CoinEx is committed to building on its 2024 breakthroughs. The CEO outlined several key initiatives planned for 2025: New Activities and Broader Use CasesWe will introduce a range of CET value-added products and services, giving holders more opportunities to experience diverse financial services. We also aim to explore CET’s applications in payments and cross-chain transfers, expanding its real-world utility.Enhanced and Optimized Existing BenefitsBuilding on the 2024 upgrades, CoinEx may further improve trading fee discounts for CET holders, covering spot trading, contracts, and other transaction types. Additionally, we plan to launch exclusive financial products for CET holders, such as fixed-income programs or collaborative mining activities.Decision-Making ParticipationCET holders may gain voting rights on major platform decisions, such as project listings and product development, allowing them to actively participate in the platform’s growth. They will also receive priority access to exclusive activities, airdrops, and time-limited offers.Community Incentive ProgramsCoinEx may introduce a reward mechanism based on CET holding duration to encourage long-term holders. CET holders may also be incentivized to promote the CoinEx platform and receive additional rewards.Global PromotionExpanding CET’s value proposition in more regions through localized marketing to attract a global user base. In addition, regularly publishing data on CET buybacks, burns, and allocations to build user trust. Personal Insights from the CEO CoinEx’s mission is making crypto trading easier, supported by a stable and comprehensive ecosystem designed to prioritize user needs. These crypto exchange provides a “good, fast, and comprehensive” selection of tokens. By carefully curating high-quality projects and simplifying trading processes, even beginners can easily navigate the platform. Simple and Intuitive Products: CoinEx offers a user-friendly interface (UI) and straightforward trading functions, enabling users to get started quickly.Educational Resources: In 2024, CoinEx launched CoinEx Insight, which delivers foundational knowledge about cryptocurrencies, market analysis, and trends. To date, over 2,500 original industry insights have been published, helping users stay updated on market dynamics while investing.Exclusive Rewards for Beginners: CoinEx regularly hosts new user registration reward campaigns, lowering the barriers to entry for the crypto market.AI Analysis and Copy Trading: Tools like AI-powered analysis and copy trading provide trading suggestions, helping beginners learn while making informed decisions. MEME Coins and Market Trends Discussing the strong performance of MEME coins in 2024, the CEO noted their appeal lies in community-driven culture and speculative opportunities. While their future depends on market conditions, CoinEx remains committed to providing timely access to promising MEME coins. Conclusion: A Message to Global Users "The crypto world knows no borders; opportunities are everywhere," the CEO said. He emphasized CoinEx's commitment to making cryptocurrency trading accessible, safe, and innovative for all customers globally. About CoinEx Established in 2017, CoinEx is a global cryptocurrency exchange committed to making trading easier. The platform provides a range of services,including spot and futures trading, margin trading, swap, automated market maker (AMM), and financial management services for over 10 million users across 200+ countries and regions.Since its establishment, CoinEx has steadfastly adhered to a "user-first" service principle. With the sincere intention of nurturing an equitable, respectful and secure crypto trading environment, CoinEx enables individuals with varying levels of experience to effortlessly access the world of cryptocurrency by offering easy-to-use products. To learn more about CoinEx, visit: Website | Twitter | App｜Telegram | LinkedIn | Facebook | Instagram | YouTube Contact:Karen Hupr@coinex.com Disclaimer: This content is provided by CoinEx. The statements, views and opinions expressed in this column are solely those of the content provider. The information provided in this press release is not a solicitation for investment, nor is it intended as investment advice, financial advice, or trading advice. It is strongly recommended you practice due diligence, including consultation with a professional financial advisor, before investing in or trading cryptocurrency and securities. Please conduct your own research and invest at your own risk. A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/d090cf81-f83c-47cf-bfa3-828049dec302

Blockmate Ventures Announces Closing of Strategic Investment and Incentive Grant - ForexTV

TORONTO, Dec. 23, 2024 (GLOBE NEWSWIRE) -- Blockmate Ventures Inc. (TSX.V: MATE) (OTCQB: MATEF) (FSE: 8MH1) (“Blockmate” or the “Company”) is pleased to announce that it has closed its strategic investment (the “Offering”) involving a group of strategic investors led by Antanas Guoga (Tony G) for gross proceeds of $1,400,000. This strategic funding supports Blockmate’s pursuit of industry leadership in blockchain innovation and underscores our commitment to sustainable and transformative technology. In connection with completion of the Offering, the Company has issued 14,000,000 units (each, a “Unit”) at a price of $0.10 per Unit. Each Unit consists of one common share, and one common share purchase warrant exercisable to acquire a further common share at a price of $0.50 until December 23, 2027. All securities issued in connection with the Offering are subject to statutory restrictions on resale until April 24, 2025, in accordance with applicable securities laws. In addition, Tony G has voluntarily agreed to restrict resale of the 10,000,000 Units he acquired in the Offering until December 23, 2025. No finders’ fees or commissions were paid by the Company in connection with completion of the Offering. Incentive Grant The Company also announces that it has granted 5,275,000 incentive stock options (the “Options”), 1,200,000 restricted share units (the “RSUs”) and 5,000,000 deferred share units (the “DSUs”) in accordance with its omnibus incentive plan (the “Incentive Plan”) adopted by shareholders at the annual general and special meeting held on November 23, 2023. 625,000 of the Options vest immediately and are exercisable at a price of $0.21 for a period of thirty-six months. The remaining 5,000,000 Options vest quarterly over a twenty-four month period, and are exercisable at a price of $0.21 for a period of forty-eight months. The RSUs vest and will be settled in common shares of the Company after twelve months. The DSUs vest after twelve months but will only be settled in common shares of the Company upon the departure of the holder from the Company. 2,725,000 of the Options and all of the DSUs exceed the available room under the Incentive Plan. The Company intends to seek approval of shareholders to increase the size of the Incentive Plan at the next annual general meeting and will at that time seek ratification from shareholders for the additional Options and the DSUs. Until such time as shareholder ratification has been received, the additional Options and DSUs will not vest and will not be eligible for exercise or settlement. In the event shareholders elect not to ratify the grant, and room within the Incentive Plan is not available at the time, the additional Options and DSUs will be cancelled. Early Warning Disclosure In connection with the incentive grant, Domenic Carosa, a director of the Company, has been issued 5,000,000 Options and 5,000,000 DSUs. Prior to the grant, Mr. Carosa controlled 17,252,400 common shares, 1,500,000 incentive stock options, and 3,000,000 common share purchase warrants, of the Company, all of which are held by Carosa Corporation B.V., a holding company controlled by Domenic Carosa. The common shares controlled by Mr. Carosa prior to the grant represent approximately 15.1% of the issued and outstanding common shares of the Company. Following the grant, Mr. Carosa has control and direction over 17,252,400 common shares, 6,500,000 Options, 3,000,000 common share purchase warrants and 5,000,000 DSUs of the Company. Assuming the exercise and conversion of all of the Options, share purchase warrants and DSUs controlled by Mr. Carosa, he would have control and direction over 31,752,400 common shares of the Company representing approximately 19.8% of the then outstanding common shares of the Company. Mr. Carosa has acquired the securities for investment purposes and in connection with his compensation as a director of the Company and, as disclosed in the accompanying Early Warning Report, may in the future acquire or dispose of securities of the Company, through the market, privately or otherwise, as circumstances or market conditions warrant. A copy of the Early Warning Report filed with the applicable securities regulators regarding the above acquisition will be available under the profile for the Company on SEDAR+ (www.sedarplus.ca). About Blockmate Ventures Inc.Blockmate is a venture creator focussing on building fast-growing technology businesses relating to cutting edge sectors such as blockchain and renewable energy. Working with prospective founders, projects in incubation can benefit from the Blockmate ecosystem that offers tech, services, integrations and advice to accelerate the incubation of projects towards monetization. Recent projects include Hivello (download our free passive income app at www.hivello.com) and Sunified, digitising solar energy. The leadership team at Blockmate have successfully founded successful tech companies from the Dotcom era through to the social media era. Learn more about being a Blockmate at: www.blockmate.com/. Blockmate welcomes investors to join the Company’s mailing list for the latest updates and industry research by subscribing at https://www.blockmate.com/subscribe. ON BEHALF OF THE BOARD OF DIRECTORS Justin Rosenberg, Chief Executive OfficerBlockmate Ventures Inc.justin@blockmate.com(+1-580-262-6130) Neither the TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this release Forward-Looking InformationThis news release contains “forward-looking statements” or “forward-looking information” (collectively, “forward-looking statements”) within the meaning of applicable securities legislation. All statements, other than statements of historical fact, are forward-looking statements and are based on the assumptions, expectations, estimates and projections as of the date of this news release. Forward-looking statements are subject to a variety of known and unknown risks, uncertainties and other factors that could cause actual events or results to differ from those expressed or implied by forward-looking statements contained herein. There can be no assurance that such statements will prove to be accurate, as actual results and future events could differ materially from those anticipated in such statements. Raindrop disclaims any obligation to update any forward-looking statements, whether because of new information, future events or otherwise, except as may be required by applicable securities laws. Readers should not place undue reliance on forward-looking statements.

3 Reasons Why Retiring in Texas Might Be Your Best Financial Move

Retiring to Texas can save you money on income tax, housing prices, and other expenses. But there are a few catches to watch out for. Here's what you need to know.

Financial Ducks In A Row • Independent financial advice: IRA, Social Security, income tax, and all things financial

Explanation of how Net Unrealized Appreciation (NUA) works for a 401(k) or other workplace retirement account.

Earn Active Income For Wants, Use Passive Income For Needs - Financial Samurai

When you reach financial independence or retirement you may eventually experience a sense of emptiness. After years of hard work, aggressive saving, and smart investing, you might feel a letdown because the toughest financial challenges are behind you. Based on feedback from readers since 2009 and my own experience after leaving work in 2012, I’ve

1 Vanguard Index Fund Could Turn $375 Per Month Into a $569,400 Portfolio That Pays $17,200 in Annual Dividend Income | The Motley Fool

Wall Street likes these bonds for strong 2025 income

Investors can lock in yields of roughly 5% using investment-grade corporate bonds.